Personal Health Insurance

What does this cover?


Medical, dental and other expenses not covered or not fully covered by your provincial or employer plan

When does a benefit become payable to me?

When you incur eligible expenses

Reimbursement of eligible expenses that you submit

When should I consider coverage?

  • You’re a small business owner, self-employed or a contract worker
  • You are leaving group coverage due to retirement or termination
  • You do not have group insurance

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Learn more about personal health insurance

Learn more about health insurance

BMO: Critical Illness Insurance

A critical illness can strike anyone at any time, and the odds of surviving are better than ever with modern medicine. No one wants to think about the possibility of being diagnosed with a severe illness, but it is a possibility that no one can afford to ignore. Considering each of your life events, if […]

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Introducing Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death. Suitable for your personal and business needs, Synergy allows you to protect your family against the financial impact of the unpredictable, everyday risks we all face. […]

Posted in Health Insurance, Insurance, Life Insurance, Manulife | Comments Off on Introducing Synergy